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Insurance Blog

What Happens if I Don’t Use My FSA Funds by the End of the Plan Year?

Given the complexities associated with the health insurance industry in the United States, more people are turning to tax-advantaged alternatives like Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). Employers offer FSAs as part of a group benefits package. Unfortunately, funds in an FSA are subject to a “use-it-or-lose-it” rule, where unused funds are forfeited at the end of the plan’s term. Therefore, strategic...

How to Manage Pollen & Other Spring Allergies

Spring marks a time of relief from the extreme conditions of winter, brightened by blossoming flowers and the freedom of comfortably enjoying the outdoors. Unfortunately for many people, Spring also marks a time of sinus congestion and uncomfortable sneezing caused by the pollen of those blossoming flowers. Understanding the nature of spring allergies and finding the best treatments for symptoms are practical ways of reducing...

The Thoughtful Choice of Life Insurance for Mother’s Day

On Mother’s Day, we are all looking for the right gift to express how grateful we are and how much we owe to our mothers. While nice and sweet, the traditional flowers and chocolate are very general expressions of our gratitude for our mothers. Sometimes, a pragmatic and practical gift can surprise and delight. The gift of life insurance speaks to the protective instincts of...

5 Stroke Prevention Tips & Tricks

Raising awareness about the risks, symptoms, and signs of stroke and preventing the condition is the focus of National Stroke Awareness Month. Stroke is among the leading causes of disability and death worldwide. Fortunately, everyone can take active steps toward mitigating and minimizing the risks of strokes through lifestyle adjustments and proactive health management. Identifying the Risk Factors for Stroke Before delving into prevention strategies,...

Honoring Asian American Pacific Islander Heritage Month

The contributions of the Asian American and Pacific Islander communities to our growing culture and society are invaluable. Recognizing their contributions, we celebrate May as Asian American Pacific Islander (AAPI) Heritage Month. We respect the importance of honoring the cultural heritage and achievements of Asian Americans and Pacific Islanders in the United States. The History of AAPI Heritage Month In 1978, Congress passed a joint...